To most people, a credit card is just a tool that helps them make certain purchases but it could be much more. When you use it responsibly, you can use it to build a great credit history and this will allow you to get better loans in the future. People with good credit scores typically […]

A credit score is basically the summery of your credit risk.  It is the compilation of the info provided by your credit history. A poor credit score will have a negative effect on your financial choices while a good credit score will boost them. If you have a poor credit, there is a high chance […]

Building a credit is tricky especially when you have zero credit history. Without a credit history, it is hard to get a credit card, loan and even an apartment among other things. Having a high credit score sis very helpful when you are trying to take on an insurance, mortgage, secure a loan, build a […]

You have probably heard the terms bad credit, good credit and credit scores before; especially if you are new to the credit card system. While these phrases might be familiar to you, they can be very consuming as well.  This is because not all of us deal with the credit scores daily and the credit […]

A good credit score is very important in the financial world. With it, you can get bigger loans, a mortgage, buy a car, rent/buy a home and even get better. A good credit score has the potential to make your financial life easier. Here are some major benefits of having a good credit score You […]